Frequently Asked Questions

What types of projects does Pine Bay finance?

We finance residential, commercial, and mixed-use projects at various stages—including land, construction, repositioning, and refinance.

What loan amounts do you offer?

Typically, $3–$75 million, but we’re flexible depending on the opportunity and asset class.

How fast can you close?

We’ve closed in as little as 3–5 days but typically prefer 2–4 weeks. Our structure allows for speed and certainty.

What markets do you focus on?

While our roots are in South Florida, we actively pursue opportunities in high-growth markets throughout the East Coast, from Florida to New York.